Built for Kenya & East Africa

Save & grow money together

Manage your chama, hit personal savings goals, split bills, and send money instantly — all in one place. Powered by M-Pesa and Paystack.

No monthly fees
M-Pesa & card payments
Bank-grade security

Everything your money needs

From everyday payments to long-term group savings — HazinaPay has the tools your community depends on.

Group Savings (Chama)

Create or join a chama with your family, friends, or colleagues. Track contributions, manage cycles, and approve payouts — all transparent and automatic.

Personal Goals

Set savings goals with deadlines and auto-save schedules. Lock funds until you hit your target. Visualize your progress at a glance.

Instant Payments

Deposit via Paystack card or USSD. Withdraw straight to M-Pesa. Send money to any wallet instantly with no transfer fees.

Debt & IOUs

Track who owes who. Send payment requests, record partial payments, and set due date reminders — no more awkward conversations.

Bank-grade Security

AML screening, idempotent transactions, and wallet freezing keep your funds safe. Every operation is logged and auditable.

Works on Any Device

Full-featured web app that works on your phone, tablet, or desktop. No app download required — open your browser and go.

KES 0
Monthly fees
< 5s
Average transfer time
256-bit
Encryption standard
24/7
Uptime monitoring

Up and running in minutes

No paperwork. No bank visits. Start saving today.

1

Create your account

Sign up with your phone number and email in under 2 minutes. No ID scans, no waiting.

2

Add money

Deposit via Paystack (card, USSD, bank) or M-Pesa. Your wallet is ready instantly.

3

Save & grow

Join a chama, set a savings goal, or start a payment circle — the choice is yours.

Ready to grow together?

Join thousands of Kenyans already saving smarter with HazinaPay.

Create your free account